When you are on the market for errors & omissions insurance, choose an agency or brokerage specializing in professional liability coverage with the experience and knowledge to educate you on what exactly the coverage will and will not cover. It is recommended to bring all of your commercial policies with you for review when receiving this additional coverage as the agent will address gaps in coverage of which you may not have been aware. The price of your e & o insurance will depend entirely upon how long you have been in business, the risk you pose to the insurance company, the industry in which you conduct business and the company you are consulting. Do your research, choose a reputable insurance provider known for excellent coverage, competitive rates and superior customer service, and be one-step closer to peace of mind.